Sewer Lateral Rehab Loans

The City of Arcata offers low-interest sewer lateral rehabilitation loans to qualified applicants.

Program Criteria


  • Properties must be located within Arcata city limits and must require sewer lateral replacement.
  • Priority will be given to properties located in areas currently undergoing mainline and public lateral replacement, or areas identified as having significant inflow and infiltration problems.

​Income Qualifications



  • The program is designed to assist all Arcata residents, with three available loan categories based on income compared to Area Median Income (AMI).

Loan Categories



  • Loan Category A: 80% AMI and below,
  • Loan Category B: 81 AMI and above,
  • Loan Category C: Owner-investors with a minimum estimated repair cost of $2,500.

Application Process



  • Contact a contractor of your choice to provide a written estimate of sewer lateral replacement costs.
  • Complete the program application.
  • City staff will schedule a meeting with you to explain the program in detail and request documents to determine your full eligibility.

Contact Us

  1. Sewer Lateral Rehabilitation Program



    Bernadette Clueit
    Community Development Specialist
    bclueit@cityofarcata.org

    Community Development Department


    Arcata City Hall
    736 F Street Arcata, CA 95521 Directions/Map

    Phone: 707-825-2107

    Hours
    (Excluding Holidays)
    Monday - Friday
    9 a.m. - 5 p.m.